The issue of long-term care should be an important thing to have organized before you make a plan for your estate. Another mistake is to not consider taxes. The best option is to pay the federal estate tax. Capital gains taxes can also cause issues. There are ways to address it without leaving your beloved ones in the hole. The past was when it was not allowed for the first spouse to pass away and will leave the spouse behind with everything. This was particularly bad with regard to tax problems. Capital gains tax is an important issue that needs to be dealt with. There are other tax-related discussions to be discussed. What person do you have to choose as the beneficiary of your IRA and 401k accounts? You or your children? Your grandchildren or your children? Many people who are charitable donate their IRAs out to charity as they do not have to pay tax on income. Not addressing probate is also another issue. Getting a will created is vital. It is important to put the details in writing. kncr3el124.